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CDs, IRAs, Savings and Checking
Financial Calculator
 
 
 
CURRENT CD RATES:
   
   
Deposit Term
Minimum Balance*
Interest Rate
Compounded
APY**
   
3 Month
$1000
1.49
Simple
1.50
6 Month
$1000
1.99
Simple
2.00
12 Month
$500
2.18
Quarterly
2.20
18 Month
$500
2.48
Quarterly
2.50
30 Month
$500
2.97
Quarterly
3.00
48 Month
$500
3.21
Quarterly
3.25
9 Month Special
$5000
3.00
Quarterly
3.03
 

    *The minimum balance required to open an account and obtain the annual percentage yield stated.
**Annual Percentage Yield (APY).
A penalty may be imposed for early withdrawal.
Annual percentage yields are accurate as of today's date.
 
THE FOLLOWING MINIMUM BALANCES ARE REQUIRED TO OPEN THE ACCOUNT AND OBTAIN THE ANNUAL PERCENTAGE YIELD STATED:
3 and 6 month $1000
9 month special $5000
12, 18, 30 and 48 month $500
     
         
THE FOLLOWING PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL:  
12 month term and under 3 months of interest
over 12 month term 6 months of interest
   

IRAs (Individual Retirement Accounts):

First National Bank offers several types of IRAs that make saving for retirement easier. Our Traditional IRAs, Roth IRAs and Education IRAs can be invested in our certificates of deposits which are FDIC insured.

Please stop in or call our customer service to find out more details.


SAVINGS AND CHECKING ACCOUNTS:

Account Type
Minimum Balance*
Interest Rate
Compounded
APY**
         
Savings
$200
.50
Daily
.50*
Money Market Savings
$2500
1.00
Monthly
1.00*
Heywood Money Market
Savings (2 tiers)

$50,000-99,999
$100,000 and over

1.64
1.98

Monthly
1.65*
2.00*
Interest Checking
$500
.20
Monthly
.20*

Annual percentage yields are accurate as of today's date.
*The rates may change after the account is opened.
Fees could reduce the earnings on the account.
**Annual Percentage Yield (APY).
Member FDIC

For additional information please call 507-645-5656 or 507-664-0820

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