Personal Savings

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We offer a unique
PHOTO Debit / ATM Card
and FREE On-Line Banking

Account Options

Account Features

Minimum Balance

Service Fees

Interest Earned

Check Return

REGULAR
SAVINGS

A low minimum balance account for savings

$200 minimum balance (if over 18 years)

$2 maintenance fee per month (if balance falls below $200). $1 per debit transaction after 3 per month (if balance falls below $1000)

Interest bearing; compounded daily and paid quarterly.

N.A (quarterly statements)

MONEY MARKET
SAVINGS

A convenient savings plan with money market rates paid

$2500 minimum balance

$10 maintenance fee per month (if average balance falls below $2500). $5 per debit transaction after 3 per statement cycle

Interest bearing at money market rates; compounded and paid monthly

N.A. (monthly statements)

HEYWOOD
MONEY MARKET
SAVINGS

A savings account with higher returns.

Two levels:
$50,000-$99,999; or
$100,000 and above

$20 maintenance fee per month (if average balance falls below $50,000). $5 per debit transaction after 3 per statement cycle

Interest bearing at higher money market rates; compounded and paid monthly

N.A (monthly statements)

MAINSTREETERS
CLUB

For customers 55 years of age and older

$2500 minimum balance in any savings, checking, or CD Account

See Mainstreeters Club for more detailed information

Interest bearing where applicable

Check images returned as applicable

NEED A PERSONAL CHECKING ACCOUNT? LEARN MORE

ADDITIONAL SERVICES
PHOTO Debit/ATM card available on checking accounts*	FIRST RESERVE overdraft protection*	FREE On-Line Banking	On-Line Bill Pay	Free FIRSTCALL 24-hour phone account information

*Subject to qualification