Protecting
your privacy is important to The First National Bank of Northfield
and our employees. We want you to understand what information we
collect and how we use it. In order to provide our customers with
a broad range of financial products and services as effectively
and conveniently as possible, we use technology to manage and maintain
customer information. The following policy serves as a standard
for all First National Bank of Northfield employees for collection,
use, retention, and security of nonpublic information.
"Nonpublic personal information" is nonpublic
personal information about you that we obtain in connection with
providing a financial product or service to you. For example,
nonpublic personal financial information includes information
regarding your account balance, payment history, and overdraft
history.
What Information We Disclose
We are permitted under law to disclose nonpublic personal information
about you to other third parties in certain circumstances. For
example, we may disclose nonpublic personal information about
you to third parties to assist us in servicing your loan or account
with us, to government entities in response to subpoenas, and
to credit bureaus. We do not disclose any nonpubic personal information
about you to anyone, except as permitted by law.
If you decide to close your account(s) or become
an inactive customer, we will continue to adhere to the privacy
policies and practices described in this notice.
Our Security Procedures
We also take steps to safeguard customer information. We restrict
access to your personal and account information to those employees
who need to know that information to provide products or services
to you. Employees who violate these standards will be subject
to disciplinary measures. We maintain physical, electronic, and
procedural safeguards that comply with federal standards to guard
nonpublic personal information.
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